Prestige Finance Solutions are specialists in Buy-to-let mortgages, this type of mortgage is for properties which you do not reside in yourself, but instead are for properties that are let out/rented to tenants who pay rent to you or your agent as the owner/landlord. In most cases, the amount you can borrow will depend on how much rentable value you expect to receive.
The amount of rent you are paid each month will usually need to be more than your monthly mortgage interest or repayment amount.
Buy-to-let mortgages are quite specialized, but if you are interested in becoming a property landlord then our buy-to-let mortgage specialists can advise on the most suitable lenders & our experts will provide you with a selection of the best deals that are on offer.
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100% LTV second charge on a BTL – can use as a deposit for another BTL.
This loan can be used on a BTL or an owner-occupied property to raise additional capital. What makes this product different to other high LTV BTL loans is that the money can be used as a deposit to buy another BTL. LTV’s are higher than other lenders at 95% but 100% will be considered on referral. Standard ERC’s apply so its quite flexible and a good enabling product to grow BTL portfolios. Affordability is assessed based on the rental income only