Unsecured Business Loans   

Quick, Easy, Fast Decision, Funding In 24 Hours

No Legal Fees 

Funding Direct Form The Lender

All Cases Considered We Rarely Say No

Guarantors Welcome Family Members Friends

Business Partners With No Age Restrictions 

Get Your Free Quote Now 

Call Us Today On 0120 297 2318 Or Fill In The Form Below






Low-Cost Commercial Loans in the UK


Do You Need a Commercial Loan?

If your business is looking to purchase property or office space then we can help you. We'll make the process easy and we can even help with “nonstatus” business loans if you are heavily adverse with no proof of income. Get in touch with us today because we will be able to assist you.

Key information

  • Rates From 3.50%pa +base
  • Repayment Plans From 2-30years
  • Up To 100% LTV (with additional security)
  • Interest-only Options
  • Fixed And Variable Rates Available
  • Unlimited Adverse Up To 70% LTV
  • £40,000 To Unlimited Loan Size


For Fast Property Funding Just Call 0120 297 2318 

  • Bed & Breakfast
  • Factory units
  • Farms
  • Golf courses
  • Hotels
  • Leisure centers
  • Night clubs
  • Nursing homes
  • Offices
  • Public houses
  • Restaurants
  • Shops

  • Warehouses, Industrial Units
  • Child Day-Care Nurseries
  • Single Freehold Units
  • Holiday Homes For Investment Purposes
  • Development Of A New Residential Complex
  • A Portfolio Of Commercial Properties
  • Asset Finance For Businesses Which Require Constance Case Flow

Low-cost commercial Loans in the UK with Prestige Finance Solutions




Important Information


  •  We deal with prime and complex cases.
  • Market leading rates.
  • High street/specialist lenders.
  • Commercial and semi-commercial.
  • Up to 100% LTV available with additional security
  • Loans of up to £20 million.
  • Owner occupied and invested.
  • Multi leases on one title.
  • Most property types are considered.
  • Adverse considered.


Low-cost Loans in UK with prestige finance solutions

Case Studies

Drawdown Finance for Expanding BLT Portfolio 

The client wanted to raise 100% of the purchase price of an additional property plus an extra facility for future refurbishments and purchases.

This was achieved by a partial refinance of his mixed residential, semi commercial and grade 2 listed portfolio using first and second charges – not something that many lenders liked. The loan was placed at 3.6% with a high street lender, giving the client a further draw down facility for future projects.

Conversion of Farm to Residential with Added Complication 

This was a complicated case as the farm was owned by a family trust. The trustees needed permission to change the property into a residential loan, and so a development loan was used to cover the building cost/conversion of the outbuildings to 3 residential dwellings.

Refurbish to Sell with Client in a Management Plan 

Even bridging lenders don't like debt management and this client needed a regulated first charge bridge to refurbish and sell his home. This was so he could clear his debt management plan and turn his remaining equity to cash for a chance for a fresh start.

Owning Commercial Property via a Pension 

Our clients owned their business premises privately and they wanted to buy next door for expansion but also simultaneously transfer ownership of both properties to their pension via a SIPP. This was placed very competitively with a high street lender allowing the client's business to rent the property from their pension fund.


Get in Touch

If you have been turned by other lenders you may not have been talking to the right lender for your situation. Get in touch with us today if you are looking for a low-cost commercial loan in the UK or Europe. You have nothing to lose.

Contact Us



Low-Cost Business Loans And Flexible Business Overdrafts

Loan Facility Between £25K and £1million

No Valuation Fees

No Solicitors Fees

No Lender Arrangement Fees or ERC

Only Pay Interest On the Balance Outstanding

Can Be Secured On a Second Or Third Charge Over Multiple Properties Up To 75% LTV

5 To 10 Years To Allow Time To Pay The Loan

For More Information Please Phone On: 0120 297 2318





Do You Need a Business Loan?

Does your business need funds for supplies, space or to fund growth? The way small and medium size enterprises are being financed is changing. There are now better and faster methods of raising finance for many different types of businesses, and we can help you find the right products for you.

Low-cost business Loans in UK

We can source your finance through:

  • Peer-to-peer business lending
  • Equity-based crow funding
  • Invoice trading
  • Specialist  capital working lending
  • Trade finance
  • Pension led funding
  • Merchant cash advances (ideal for hotels, public houses, restaurants, retailers, etc)
  • Business loans

Whatever your circumstances, we are here at Prestige Finance Solutions to find you the answer to your problem.


Important Information

  • 21 lenders
  • Loan rates from 3.5%
  • Borrow up to £50, million
  • Up to 100% LTV including buy-to-let
  • 2-year fixed from 5.15%
  • 3-year fixed from 5.35%
  • 5-year fixed from 5.65%

  • Overpayments without penalty
  • ERC from zero to 2 months' interest
  • No lender fees
  • Super prime to heavy adverse
  • Loan for tax or business purposes
  • Self-employed for 1 year – qualify for lowest rates

We supply finance for:
  • Communications, digital, creative, information services, financial services, business services, research and development, and education.
  • Hotels, restaurants, retail, transport, storage and distribution, estate agency, administrative and support services, health and social care, community, social and personal services.
  • Agriculture, forestry and fishing, mining and quarrying, utilities, and construction.

Loans from: £25,000 to £ 50 million
Terms up to 30 years
Interest rate from: 3.5%


Get in Touch

Call us now if you need a low-cost business loan in the UK or Europe.

Contact Us



Property Finance


Do You Need Property Finance?

We can offer you 12 Months of Interest-Free Bridging.

If you are a Property Investor, Development Builder, or Business Owner, who needs cash fast. Conversely, if you are affected by the Pandemic Call Now At 0736 855 956

Broadly the Deal.

  • Maximum 70% LTV
  • Rates from 0.55% per month
  • Interest charge 12 months paid
  • Loans £500k-£5m
  • loan terms 24-60 months
  • Loans from 50k for developers and housebuilders needing additional funding alongside the existing facility
  • To be eligible
  •  UK based Business
  • Borrowing proposal
  • Not classed as a Business in difficulty as of 31-12-2019
  • If this will help you please Call Now at On:0736 855 5956


We can also arrange development funding for every type of property/commercial developer. We are development finance specialists and can offer quick decisions, flexibility, and unbeatable personal service.

Our expertise, contacts, and resources mean that we are often able to arrange development loans/funding, thus ensuring that your development will run smoothly and to an agreed timescale.

If you are an experienced property developer speak to one of our specialists about ongoing facilities with some market-leading options. Prestige finance solutions can arrange finance for all small & to large-scale residential and commercial property developments.

Whether you are looking for a high street bank loan or a specialist lender to accommodate specific circumstances, it pays to speak to an expert who can understand what you wish to achieve and what is available in the market. We can place “non-status” business loans even with heavy adverse and no proof of income.



We help with:

  • 85% loan to value, 100% with extra security. 100% funding for build costs.
  • Residential development and major conversion projects.
  • Refinancing properties is currently the subject of the Law of property act receivership.
  • Auction purchases where time is of the essence.
  • Prime and complex cases.
  • Commercial and semi-commercial.
  • Loans are available for property development, renovation, extension, and refurbishment. Up to 100% of project cost available up to £50 million.
  • Up to 100% of the total cost of the project including the land purchase price.
  • Loans from £25,000 to £50 million.
  • Proof of existing income is not required as long as the project is sufficiently profitable.
  • Credit problems including loan defaults and county court judgments accepted.


We can place finance for the following:

  • Commercial mortgages
  • Business Finance
  • Limited company loans
  • Releasing money from pensions into a business (before age 55)
  • Asset finance
  • Cash flow finance
  • Buy-to-let mortgages
  • Property development for
  • Bars
  • Bed & Breakfast

  • Factory units
  • Farms
  • Golf courses
  • Hotels
  • Leisure centers
  • Night clubs
  • Nursing homes
  • Offices
  • Public houses
  • Restaurants
  • Shops





How We Can Help

Prestige finance solutions have the expertise to find the funds for property deals. We speak directly to all parties involved from the accountants to the solicitors. We'll make sure there are no unnecessary delays. Get in touch with us today if you are looking for property development finance and low-cost loans in the UK and Europe.

Contact Us




Prestige Finance Solutions is authorized by the Financial Conduct Authority. (FCA) Number: 652682

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