Unsecured Low-Cost Loans in the UK

What Is an Unsecured Loan

If you are looking for a low amount and do not want to use your home as security. This is a great time to consider an unsecured loan for a car purchase, holiday, or consolidation. An unsecured personal loan is an excellent option if you do not wish to secure finance on your property, or do not have sufficient equity in your property to secure.

unsecured Low-cost Loans in UK

Low-cost Loans in UK

Why Get an Unsecured Loan?

  • Have that car you desire in your driveway in just 24 hours.
  • Build that extension and increase the value of your property.
  • Make the most of your money by consolidating your loans into one easy payment.
  • Take that holiday and have the cruise of a lifetime.
  • Low rates from just 4.8%!
  • Terms of up to 10 years.
  • No valuations!
  • No surveys!
  • Your money in your bank account in just one day!
  • The money can be used for whatever you wish.
  • Options for the super-prime to the sub-prime customer.

 

Information We Need

  • Age: 18 to 75 years old
  • Applicants: single or joint
  • Min loan/max loan: £1,000 – £43,000 (homeowners)
  • Representative rates from: 7.0% APR
  • Term: 13 to 180 months
  • CCJs: guarantor loans only
  • Debt management: guarantor loans only
  • Minimum Income: £700 per month take home pay
  • In principal decision: within minutes

Low-cost Loans in UK with prestige finance solutions
 

Get in Touch

Call us now if you are looking for low-cost loans in the UK or Europe.

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New On The Market!

WHY RENT WHEN YOU CAN BUY?

95% LTV 6 TIMES INCOME!  SELF-EMPLOYED ACCEPTED!

WHAT ARE YOU WAITING FOR CALL NOW ON 0120 297 2318

TO HELP YOU GET ON THE PROPERTY LADDER NOW!

  • Now you can buy previously owned properties with only a 5% deposit, not just new builds.
  • That means up to 95% LTV of the Purchase Price.
  • Made up of 70% Mortgage and 25% Secured Equity Loan on Property.
  • Interest-only lower cost per monthly repayment.
  • Advice on how to repay the mortgage in the future.
  • The minimum age at the start is 24.
  • Maximum term 24 years.
  • 6 Times Income.
  • Self-employed accepted.

If you are finding it hard to get on the Property ladder this scheme could be for you.

For more information please call 0120 297 2318 for a free no-obligation chat with an expert in this field.

 

Do You Need Help with Mortgages?

We work closely with a panel of qualified mortgage experts, and they can help you achieve the best solution for your needs. Whatever type of mortgage you need, our independent mortgage advisers will help you to achieve the best solution for you. We can help you if you are looking for:

  • A first-time purchase
  • The best remortgage deals
  • A buy-to-let
  • A right-to-buy
  • Contractor mortgages
  • Shared ownership
  • Equity release

We're a broker, not a bank, so we can search far and wide to find you the best products. You get more choice not more rejections, and that's even if you have a bad credit history – and that's more than any bank can offer.

 

complex mortgages in UK


mortgages in the UK with prestige finance solutions

 

Why You Should Remortgage to Pay off Debt and Consolidate Loans

Most people who opt to remortgage to pay off a debt are hoping to borrow a significant sum of money. When you remortgage for debt consolidation wisely, you can potentially make a significant reduction to the cost of your overall debt, taking into account interest rates and repayment terms.

 

 

Things to Consider When Remortgaging to Consolidate Debt

A new mortgage product is used to pay off your current mortgage(s), in addition to other outstanding debts you may have. Well-considered consolidation could potentially mean the overall amount you pay for being a borrower will be reduced, leaving you better off in the long term and/or month to month. However, it's important to remember that extending debt to stretch over a longer period could mean that overall, you pay more interest and your total repayment amount is higher.

 

How We Can Help You Find the Right Debt Consolidation Remortgage Deal

If you've decided that a remortgage to consolidate debt is a good choice for you right now, we can access a market of some 600 plans to find the right product for you. Because we're a broker rather than a building society or bank, we have an extremely wide overview of the market which makes it far more likely that we'll be able to identify the best mortgage match for your unique needs.***

 

 

 

Expat Mortgages

If you are an ex-pat living abroad or returning to the UK and would like a mortgage, we can help you. If you:

  • Want to buy a property in the UK to rent out
  • Already own a property in the UK and want to rent it out as a buy-to-let.
  • Planning to return to the UK and need to purchase a new home.
  • Planning to return to the UK and need to convert a buy-to-let into a residential mortgage.
  • Working abroad and want to purchase a property in the UK for my family to live in.

We can also place mortgages for UK nationals who work in the UK but are paid in a foreign currency.

Our group of lenders offers a wide range of ex-pat mortgages which are underwritten on a case-by-case basis that takes into account your circumstances as a whole.

 

Case Studies

Funds on a Buy-to-Let Property 

The client lived in Zimbabwe and wanted to raise funds on a buy-to-let property he owned in the UK to purchase a property overseas. We helped him raise £300,000 on his UK buy-to-let on the 5-year term he wanted.

First Time Buyer 

Another client worked in Qatar and was paid in USD. He was a first-time buyer wanting to purchase a residential home in the UK when he returned. His deposit was gifted by a family and we were able to get him a mortgage of 65% of the purchase price of the new property.

 

 

 


 

Important Information

  • All countries are considered (except those on the government sanction list)
  • No upper age limit
  • All employment types
  • LVT up to 75%
  • Loan sizes from £3000 to £2 million
  • All property types covered
  • No credit scoring/Direct access to underwriters

  • Rates - 2.61%
  • Interest only available
  • Earned income considered on buy-to-let
  • Consumer buy-to-lets considered
  • First-time landlords considered
  • Professional landlords/portfolios considered

 

 

 

 

How We Can Help

Please get in touch with us at Prestige Financial Solutions if you are looking for a remortgage or low-cost loan in the UK or Europe.

Contact Us

 

 

Prestige Finance Solutions is authorized by the Financial Conduct Authority. (FCA) Number: 652682 

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